Medical services for life threatening injuries or illnesses should not be an option in this country, it should be a right.
The healthcare crisis in America is complicated, messy and important.
I believe that no matter what the cost or the name of the plan, quality medical care must be available to all Americans, no matter where they live or what their income.
Trumpcare is not the answer. Neither is Obamacare in its current form.
Obamacare started out with the best of intentions but it is unsustainable without large payments to the private insurance companies that provide the actual coverage. These supplemental payments were part of the original plan to keep the healthcare system solvent but the law did not provide for a method to guarantee payment. These payments will not be sanctioned by the present Republican-controlled Congress. This means that one by one, the private insurance companies will exit the existing healthcare market. When the private insurance companies leave, Obamacare will end.
I believe that the reckless and dangerous Trumpcare bill, developed by the Republican majority of the House of Representatives, will undermine both the health and economic security of millions of Americans. We can’t put forth any healthcare reforms that will steal healthcare from millions of Americans. So what is the solution?
I believe in ensuring quality healthcare the legislation must accomplish some basic goals.
- Any healthcare plan must cover life threatening pre-existing conditions.
- Healthcare must be affordable to those it serves with premiums based on income not age or pre-existing conditions.
- Quality healthcare must have sharply reduced or eliminated co-pays and deductibles. The total out of pocket cost should depend on family income.
- Insurance premiums must be tax deductible, as employer provided healthcare is now.
- Payments to doctors and hospitals must be fair and reasonable so that these medical providers can continue innovate and expand their coverage.
- To encourage more students to become medical professionals I propose that any person who obtains a degree in a medical field and works in that field for five years will have all of their student loans forgiven.
In our nation, there are over 700 rural hospitals at risk of closure and Trumpcare will pull the plug on many of them. These rural hospitals are not only vitally necessary to thousands of people living near them, they are also the economic heart of many small towns across our nation.
Both Obamacare and Trumpcare be phased out while we develop a simple but proven solution to our existing healthcare crisis.
In their place, I recommend that we use the existing model of Medicare as a base level of medical care for all Americans. Since 1965, our Medicare system is a lifesaving blessing for every senior citizen. Today Medicare serves about 15% of the U.S. population, that’s over 44 million beneficiaries. I know that we can expand upon this proven system and quickly provide coverage to all of those at the bottom of the economic ladder.
Medicare would be the core of a new healthcare system that provides a basic safety net for those with pre-existing conditions. At the same time, this system would allow the purchase of supplemental policies from existing insurance companies, exactly as people over 65 have access to now.
Those who can afford it will be allowed to use a combination of Medicare and private healthcare policies to provide additional coverage or specialized services. A portion of the cost paid for private healthcare policies would go to fund the basic Medicare.
Fifty years of Medicare’s proven success have shown it to be a single payer system that works for elderly Americans today. This proven track record of success is why I am positive we can overcome any obstacle to make it work for every American tomorrow.
My promise to you as a candidate for the U.S. House of Representatives is to make the American healthcare crisis a priority. We can’t allow it to remain broken or shatter it with bad legislation. We need to work together as a governing body to address the healthcare needs of all Americans and that includes you and your family.